Hyderabad, June 21: The Transport, Roads & Buildings Department of the Government of Telangana has announced the commencement of the Grihalakshmi Scheme, a new housing initiative under the Beneficiary Led Construction (BLC) mode. The scheme aims to provide housing to eligible beneficiaries in their own sites. The guidelines for the scheme were recently released by the Telangana State Housing Corporation Limited (TSHCL).
The TSHCL, in its proposal, highlighted that the government has allocated a budget provision of Rs. 12,000 crores for the Financial Year 2023-24, out of which Rs. 7,350 crores have been earmarked for the new housing program in own sites under the BLC mode. Under the Grihalakshmi Scheme, each beneficiary will receive financial assistance of Rs. 3,00,000/- for the construction of their houses.
The scheme aims to construct a total of 4,00,000 houses, with a minimum of 3,000 houses in each Assembly Constituency. The houses will have a two-room configuration with an RCC framed structure and a toilet. To signify their inclusion under the Grihalakshmi Scheme, the houses will bear the official Grihalakshmi logo approved by the government.
Eligibility for the scheme requires beneficiaries or their family members to possess a valid food security card (FSC) and own a house site. Additionally, the beneficiaries must be residents of the respective village or urban local body (ULB), which will be verified through their voter ID or Aadhaar.
The selection of beneficiaries will adhere to specific caste compositions, including SC (not less than 20%), ST (not less than 10%), and BCs and Minorities (not less than 50%) in each Assembly Constituency.
The District Collectors and the Commissioner of Greater Hyderabad Municipal Corporation (GHMC) will oversee the implementation of the Grihalakshmi Scheme in their respective regions. The application process will be conducted online, and the District Collectors will finalize the list of eligible applicants. The sanctioning of houses will be done in a phased manner by the District In-charge Ministers.
Payments to beneficiaries will be made in three stages – Rs. 1 lakh at the basement level, Rs. 1 lakh at the roof laid stage, and the remaining Rs. 1 lakh upon completion. A separate bank account in the name of the woman beneficiary or widower will be opened for the purpose of receiving the financial assistance.
To monitor the scheme effectively, a dedicated Grihalakshmi portal and mobile application will be developed by the TSHCL in coordination with the Centre for Good Governance (CGG). The progress of the houses will be tracked through the portal, with photographs and geographical coordinates required at different stages of construction.
The TSHCL will oversee the scheme at the state level, and the Managing Director is authorized to issue operational guidelines as necessary. The government is also exploring the possibility of integrating the Grihalakshmi Scheme with other housing schemes.
The Grihalakshmi Scheme aims to provide dignified living conditions to the beneficiaries, empowering them with their own homes. The government intends to ensure efficient implementation and monitoring to achieve the desired outcomes of the housing program.
Overview of Grihalakshmi Scheme Guidelines:
I. House Specifications:
a. Houses to be sanctioned in the name of women/widowers.
b. Beneficiaries can adopt their own house design.
c. Construction of 2-room houses with RCC framed structure and toilets.
d. Fixing of approved Gruhalakshmi scheme logo on sanctioned houses.
II. Eligibility:
a. Beneficiary or any family member should possess a valid food security card (FSC).
b. Beneficiary should have a house site.
c. Beneficiary should be a resident of the village/ULB (verified through voter ID/Aadhar).
III. Exclusion Criteria:
a. Applicants with existing houses with RCC roofs.
b. Applicants or their family members who have already benefited under G.O.Ms.No.59, Revenue (Assignment-I) Department, dt.30.12.2014.
IV. Target Group:
Selection of beneficiaries in each Assembly Constituency should adhere to the following caste composition: SC – not less than 20%, ST – not less than 10%, BCs and Minorities – not less than 50%.
V. Sanction of Houses:
a. District Collectors will receive applications from the public and public representatives.
b. Scrutiny of applications for eligibility and finalization of eligible applicants by the District Collector.
c. Houses will be sanctioned in a phased manner by the District In-charge Minister.
d. Balance eligible applicants beyond sanctioned houses will be declared as Permanent Waiting List (PWL) for future consideration.
VI. Monitoring of Grihalakshmi Scheme:
a. District Collectors will serve as nodal officers for Grihalakshmi in districts.
b. Commissioner of GHMC (Greater Hyderabad Municipal Corporation) will be the nodal officer for Grihalakshmi Scheme in GHMC area.
c. Field inspections and uploading of house-related data to be carried out by officials identified by District Collectors/Commissioner, GHMC at the village/ward and Mandal/Circle levels.
d. District Collector/Commissioner, GHMC will approve stage-wise payments.
e. Payments will be released from the State Nodal account directly to the beneficiary’s account upon approval.
VII. Grihalakshmi Portal:
a. A dedicated Grihalakshmi portal and mobile application will be developed by the Managing Director, TSHCL (Telangana State Housing Corporation Limited) in coordination with the Centre for Good Governance (CGG).
b. All processes, including applications and uploads, will be conducted through the online portal.
c. Upload of photos with geographical coordinates and date/time stamps for the three stages of the houses: Basement Level, Roof Laid Stage, and Completion Stage.
VIII. Payment to Beneficiaries:
a. Financial assistance of Rs. 3.00 lakhs as a 100% subsidy will be provided to the beneficiaries.
b. Payments will be made in three stages: Rs. 1 lakh per stage – Basement Level stage, Roof Laid stage, and Completion stage.
c. A separate bank account in the name of the woman beneficiary/widower will be opened, and Jan Dhan accounts will not be utilized due to transaction limits.
IX. Monitoring:
a. The Managing Director, TSHCL, will monitor the scheme at the state level and report to the Government.
b. The Managing Director, TSHCL, is authorized to issue operational guidelines for the Grihalakshmi scheme and explore the integration of the scheme with other government housing schemes.
